> For the complete documentation index, see [llms.txt](https://docs.pesastream.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.pesastream.com/pesastream.md).

# Pesastream

## 🏦 PesaStream — Modern Payment Infrastructure for Africa

**PesaStream** is a lightweight, developer-friendly payment gateway designed to simplify how businesses in Africa send, receive, and manage money. Built with performance and transparency in mind, it enables seamless integration with mobile money, banks, and card systems through a unified API.

### 🚀 What is PesaStream?

PesaStream provides a **single payment layer** that abstracts the complexities of dealing with multiple providers. Whether you’re building a fintech app, e-commerce platform, or subscription service, PesaStream gives you real-time access to:

* Mobile Money (M-Pesa, Airtel Money, T-Kash)
* Bank Transfers
* Card Payments (Visa, Mastercard)
* Payouts & Disbursements

### 💡 Why PesaStream?

* **Unified API** – One integration for all major payment channels.
* **Instant Settlements** – Real-time updates and reconciliation.
* **Transparent Fees** – Clear pricing, no hidden deductions.
* **Developer First** – Built for speed, clarity, and simplicity.
* **Scalable** – Works seamlessly for startups and enterprises.

### ⚙️ How It Works

1. **Integrate** PesaStream via REST API or SDKs.
2. **Authenticate** using secure tokens or API keys.
3. **Initiate** a payment request.
4. **Track** transactions and receive real-time webhooks.
5. **Settle** funds directly to your preferred account.

### 📦 Example Use Cases

* E-commerce checkout integration
* Subscription or SaaS billing
* Mobile money collection
* Bulk payouts and salary disbursements
* Marketplace escrow and settlements

### 🧩 Tech Stack

PesaStream’s core is built for high reliability and low latency, leveraging:

* **Go** for backend APIs
* **PostgreSQL** for transactional consistency
* **Redis** for caching and queue management
* **Docker & Kubernetes** for scalable deployment